Get the Dirt on What’s New for 2026
Before you start planting the seeds of your 2026 benefit choices, take a moment to dig into the details that matter most.
Life and Disability Coverage Change
Effective January 1, 2026, Simplot’s Life and Accidental Death & Dismemberment (AD&D) insurance and Long-Term Disability (LTD) coverage will move from The Standard to New York Life. As part of this change, during Annual Enrollment you’ll have a special opportunity to elect or increase voluntary life insurance coverage without answering medical questions (also known as Evidence of Insurability or EOI).
You can elect or increase your voluntary life and AD&D insurance coverage up to a guaranteed amount of $500,000 — no medical questions required.
- Your spouse is eligible for up to $30,000 in voluntary Life and AD&D insurance with no medical questions.
- You may also enroll in voluntary long-term disability (LTD) coverage without medical review.
- Simplot continues to provide basic life and accidental death and dismemberment (AD&D) insurance to you at no cost. The coverage is 2x your annual earnings.
Wellness Incentive Update
Your spouse no longer needs to take action in 2026, but you still have the opportunity to earn the full $400 wellness incentive yourself.
Simply complete two wellness activities between January 1 and October 31, 2026, to receive the full wellness contribution to your HSA.
New Wellness Activity
The Sharecare RealAge Test is being replaced with the
MySimplot Wellness Incentive Course to help you learn more about your benefits and Health Savings Account (HSA).
Grow Strong with Preventive Care!
When you take the MySimplot Wellness Incentive Course and complete a preventive care visit you can maximize your wellness rewards and receive the $400 contribution to your HSA.
To see a complete list of qualifying preventive visits, go to: www.simplotbenefits.com/wellness
Your AE Checklist
Whether you’re covering just yourself or your whole family, our AE checklist will help you feel confident and ready to make the most of your annual enrollment.
Step 1
Review this benefit site to explore all your Simplot benefits, wellness programs, plan guides, and plan documents.
Step 2
Review Summaries of Benefits & Coverage in English & Spanish.
Step 3
Read this AE Guide to discover what’s changing and how your benefits support you.
Step 4
Watch our Simplot AE Highlights Video
Step 5
Take action and complete your annual enrollment between October 17 and October 31, 2025. Don’t forget to declare your tobacco status, elect your 2026 HSA payroll contribution, and enroll in Dependent Care Reimbursement Account. Be sure to confirm your elections and print your confirmation.