Simplot Dental Program

What you need to know

Dental benefits are covered through the Simplot Dental Program, administered by Blue Cross of Idaho. When you enroll, you receive dental coverage that includes no-cost preventive exams when you use in-network providers. You can receive care from any provider you’d like, but you’ll get the richest benefits and pay less when you stay in-network.

Who you can cover

Most employees are eligible to participate in the Simplot Dental Program. If you’re eligible, you can also enroll certain family members.

Eligible family members

• Legal spouse
• Children under age 26, including:
– Biological and step children
– Adopted children or children placed for adoption
– Foster children or children of whom you have legal guardianship
– Adult children, until they reach the end of the month of their 26th birthday
• Your or your spouse’s child of any age who becomes disabled while the child is enrolled in the plan and is dependent on you

You will need to provide supporting documentation, such as a marriage or birth certificate, for your spouse and/or any family members you enroll within 75 days from the date of your event.

What you pay — annual deductible

	Type	Cost
Deductible	Diagnostic and preventive procedures and orthodontia	$0
Deductible	Individual basic and major procedures (combined) each calendar year	$50

What you pay — after deductible

	Type	Cost
Preventive Care	Diagnostic and preventive procedures (e.g., oral exam, cleaning — limited to two (2) per Benefit Period)¹	$0
Coinsurance	Basic procedures (e.g., fillings, extractions)¹	20%
	Major and restorative procedures (e.g., bridges, inlays and onlays)¹	50%
	Orthodontia (after 12 consecutive months of dental coverage)¹	50%
Maximums	Individual for all services (excluding orthodontia) each calendar year	$2,000
Maximums	Individual orthodontia lifetime maximum	$2,000

¹ Out-of-network services are subject to a maximum allowance, which is the maximum dollar amount paid toward the cost of a dental service.

Top tip

If your dentist recommends treatment that is expected to cost more than $300, you should ask your provider to submit a Dental Treatment Plan to Blue Cross of Idaho. This allows Blue Cross of Idaho to confirm your coverage and estimate your expenses before treatment begins.

See your 2025 contributions

See what you’ll pay each pay period for your coverage based on the level you choose.

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Get started

You can take advantage of all your dental coverage has to offer once you register on the Blue Cross of Idaho website. How to register:

Create three security questions with answers only you know to help identify you if you lose your password
Visit members.bcidaho.com.
Select Register from the menu at the top of the page.
- You will need to enter:
- Your first and last name
- Your email address
- Create a username and password