Get the Dirt on What’s New for 2026
Before you start planting the seeds of your 2026 benefit choices, take a moment to dig into the details that matter most.
Life and Disability Coverage Change
Effective January 1, 2026, Simplot’s Life and Accidental Death & Dismemberment (AD&D) insurance and Long-Term Disability (LTD) coverage will move from The Standard to New York Life. As part of this change, during Annual Enrollment you’ll have a special opportunity to elect or increase voluntary life insurance coverage without answering medical questions (also known as Evidence of Insurability or EOI).
You can elect or increase your voluntary life and AD&D insurance coverage up to a guaranteed amount of $500,000 — no medical questions required.
- Your spouse is eligible for up to $30,000 in voluntary Life and AD&D insurance with no medical questions.
- You may also enroll in voluntary long-term disability (LTD) coverage without medical review.
- Simplot continues to provide basic life and accidental death and dismemberment (AD&D) insurance to you at no cost. The coverage is 2x your annual earnings.
Wellness Incentive Update
Your spouse no longer needs to take action in 2026, but you still have the opportunity to earn the full $400 wellness incentive yourself.
Simply complete two wellness activities between January 1 and October 31, 2026, to receive the full wellness contribution to your HSA.
New Wellness Activity
The Sharecare RealAge Test is being replaced with the
MySimplot Wellness Incentive Course to help you learn more about your benefits and Health Savings Account (HSA).
Grow Strong with Preventive Care!
When you take the MySimplot Wellness Incentive Course and complete a preventive care visit you can maximize your wellness rewards and receive the $400 contribution to your HSA.
To see a complete list of qualifying preventive visits, go to: www.simplotbenefits.com/wellness
HSA Contribution Limits
If you are enrolled in the Simplot Medical Program, you may be eligible to open a HealthEquity Health Savings Account (HSA). You choose how much you want to contribute to your HSA, up to IRS limits, and Simplot will also contribute up to $950 as outlined below.
| IRS Limits | Maximum Company, Matching, and Wellness Contributions from Simplot | Maximum Amount You Can Contribute in 2026 | |
| Individual | $4,400 | $950 | $3,450 ($4,450 age 55 or older) |
| Family | $8,750 | $950 | $7,800 ($8,800 age 55 or older) |
The IRS limits the amount that may be contributed to an HSA each year. This includes money Simplot contributes on your behalf. As a result, the maximum amount you can contribute for 2026 is $3,450 per individual and $7,800 per family (plus $1,000 if you’re at least age 55). Annual limits may be prorated if you are not eligible for the full calendar year.
HealthEquity HSA
If you are enrolled in the Simplot Medical Program, you may be eligible to open a HealthEquity Health Savings Account (HSA). You choose how much you want to contribute to your HSA, up to IRS limits, and Simplot will also contribute up to $950 as outlined below.
| Requirements | |
| $300 Simplot Contribution | Deposited in January or upon account opening. |
| $250 Matching Contribution | Simplot will match your contributions dollar for dollar, up to a maximum of $250 for the year. You must contribute to get the match. |
| $400 Employee Wellness Contribution | When you complete the My Simplot Wellness Incentive Course and complete a preventive care visit by October 31, 2026. |
The information regarding the HealthEquity Health Savings Account (HSA) is for educational purposes only. While Simplot may contribute to the HealthEquity HSA on behalf of its employees, the HealthEquity HSA is not sponsored by Simplot or part of the J.R. Simplot Company Group Health & Welfare Plan, and Simplot is not responsible for HealthEquity HSA administration. Questions regarding the administration of the HealthEquity HSA should be directed to HealthEquity at 877-629-8234.
Your AE Checklist
Whether you’re covering just yourself or your whole family, our AE checklist will help you feel confident and ready to make the most of your annual enrollment.
Step 1
Review this benefit site to explore all your Simplot benefits, wellness programs, plan guides, and plan documents.
Step 2
Review Summaries of Benefits & Coverage in English & Spanish.
Step 3
Read this AE Guide to discover what’s changing and how your benefits support you.
Step 4
Watch our Simplot AE Highlights Video
Step 5
Take action and complete your annual enrollment between October 17 and October 31, 2025. Don’t forget to declare your tobacco status, elect your 2026 HSA payroll contribution, and enroll in Dependent Care Reimbursement Account. Be sure to confirm your elections and print your confirmation.